Quick Contact

Library

• Fair Debt Collection Practices Act (FDCPA)

more >

The Consumer Law Group, P.C.

On the page below you can find links to documents, reports, publications and discussions provided by The Consumer Law Group, P.C.. As an attorney with years of experience practicing Virginia Lemon Law, Auto Fraud, Fair Debt Collection Practices Act, and Credit Fraud & Identity Theft; we have acquired expertise in a number of areas.

The documents below are available to the public so that they can gain a better understanding of the legal challenges facing them, and why an experienced attorney is so important for success.

Contact us for a consultation today.

Library Categories:

• Virginia Lemon Law
• Virginia Lemon Law Articles
• Virginia Lemon Law Case Results
• Auto Fraud
• Auto Fraud Articles
• Auto Fraud Case Results
• Fair Debt Collection Practices Act (FDCPA)
• FDCPA Articles
• FDCPA Case Results
• Credit Fraud & Identity Theft
• Credit Fraud & Identity Theft Articles
• General

Fair Debt Collection Practices Act (FDCPA):

• Fair Debt Collection Practices Act (FDCPA) - Questionnaire [PDF]   
  Description: Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors (not creditors) from engaging in abusive, deceptive, and unfair practices. The FDCPA does not apply to your original creditor. It regulates only debt collectors’ conduct. Before we can fully evaluate your situation, and thus determine if you have a valid claim, we would like you to print off the worksheet attached titled “Fair Debt Questionnaire.” Please fill out the questionnaire and fax it to our affiliated office, at their toll free fax, at 866-773-6152.
• Cease and Desist Letter to Debt Collector   
  Description: Once a Debt Collector receives your cease and desitst letter, they are required to stop all the communications except to notity you about the actions that will be taken against you. Use this letter as your consumer rights are outlined in the FDCPA law.
• Follow Up Letter For Debt Validation When First Letter Is Ignored   
  Description: Here is a sample letter to use when the first debt validation letter is ignored. Be sure to keep a copy of the letter for your records, and send the second letter by certified mail with a return receipt.
• Letter For Debt Validation   
  Description: In accordance with the FDCPA, you have the right to request for a validation of your debt. This letter is asking for proof regarding this and verifying the same. You may use the following sample letter to ask for this proof. Be sure to keep a copy of the letter for your records, and send the letter by certified mail with a return receipt.